Category: Credit Score

When Toothbrushes, Typewriters, and Credit Card Machines Form A Band

Many everyday objects make some noise as a side effect of their day job, so some of us would hack them into music instruments that can play a song or two. It’s fun, but it’s been done. YouTube channel [Device Orchestra] goes far beyond a device buzzing out a tune – they are full fledged…

The Trump Administration Just Did Equifax A Huge Favor

Credit-monitoring companies that are notorious for mistreating consumers have been granted a golden opportunity to expand their business thanks to a sudden reversal by the Trump administration.  The federal government buys and guarantees residential mortgages through its companies Fannie Mae and Freddie Mac. As part of the underwriting process, the government-sponsored enterprises check applicants’ credit…

Does Visible have a credit check for buying phones?

We may earn a commission for purchases using our links. Learn more. Extra Credit Best answer: No, Visible doesn’t require a credit check but financing a phone through their its website will. If you already have a phone or buy one separately it’s not necessary.Get pure Android unlocked: Google Pixel 3a ($400 at Amazon) Check…

Max Levchin’s Affirm seeks capital amid surge in fintech funding

Another consumer finance business is lining up investors for its largest cash infusion yet. Affirm, founded by PayPal’s Max Levchin, is said to be raising as much as $1.5 billion in a combination of debt and equity, according to people with knowledge of the company’s fundraising activities. Josh Kushner’s New York venture capital firm Thrive…

What is a credit line? A loan you can borrow from when you need cash

If you’re in need of money, you might be curious about your available options. While there are more traditional options, such as personal loans, that offer a lump sum of cash and a fixed interest rate, there is also the option to get a credit line. A credit line can offer access to the capital…

<aYou'll Most likely Get Authorized for an Apple Card– but Beware

Photo: AppleWondering if you’ll get approved for the Apple Card? Turns out you probably don’t have to. Goldman Sachs, the bank issuing the card, is reportedly approving applications from subprime applicants, according to CNBC. That’s not a bad thing, per se. With its payments and spending tracking features, the Apple Card was clearly built with…

<aThe Apple Card Is Now Available for the Masses

Image: AppleBehold, the Apple Card is now available to everyone in the United States. And to celebrate, Apple has expanded 3 percent cash back for Uber and Uber Eats purchases. Earlier this month, Apple rolled it out via an invite-only preview, complete with a whopping 10 video tutorial. You have to apply through the Wallet…

<aRevolving credit can assist enhance your credit score, however it can also create a costs trap

The term “revolving credit” refers to things like credit cards and lines of credit— it’s money you can borrow, pay back, then borrow again. Revolving credit typically comes with a higher interest rate than an installment loan, such as a mortgage or an auto loan. It can be easy to spend more than you can…

Photo: ShutterstockWhat could you do with a sky-high credit limit? I mean, what couldn’t you do? If you’ve seen prompts from your credit card issuer to update your income to find out if you’re eligible for a higher credit limit, you may wonder if it’s worth supplying that bit of personal info. I promise you…