Almost 4 months after rolling out in the United States, the Apple Card is now beginning to appear on credit reports.
Goldman Sachs has validated that it is working with credit bureau TransUnion to start reporting Apple Card details, notifying cardholders that they will see full details on their credit report within the next five days. This includes the date the Apple Card account is opened, credit balance, payment status, and more.
Simply put, like any other credit card, the method you use your Apple Card can now have an impact on your credit report.
Last month, Apple CEO Tim Cook opined that the Apple Card has actually been the “most effective launch of a credit card in the United states ever,” although that was before accusations appeared of gender predisposition throughout the approval process. Goldman Sachs has because provided to review credit line
To apply for an Apple Card, just open the Wallet app on an iPhone running iOS 12.4 or later, tap the plus button in the top-right corner, and follow the on-screen steps. The process takes simply a few minutes, and if approved, your digital Apple Card will be ready for purchases instantly.
We have been dealing with TransUnion to begin reporting your Apple Card info. Within the next 5 days, you will see the complete details on your credit report.
— GS Bank Assistance (@gsbanksupport) December 5, 2019
— Dongjun (@dongjunzhao) December 4, 2019
Apple Card provides 3?shback at a growing number of merchants, consisting of Apple, Nike, Uber, Uber Eats, Walgreens, Duane Reade, and T-Mobile.
Update: Apple Card’s variable APR variety has actually been reduced to 12.49%-2349?sed on credit reliability as of December 1, 2019, down from 12.74%-2374%as of October 1, 2019, according to fine print on Apple’s website Thanks to MacRumors reader Scott Overfield for the suggestion.